Ronald M. Yolles JD, CFA – Treasurer: An attorney and CFA, Mr. Yolles specializes in structured portfolio strategies which combine the best elements of both active and indexed management using stocks and mutual funds. He has been twice recognized by Worth magazine as one of the top financial advisors in the country. In addition, Mr. Yolles is the author of the best-selling personal finance book YOU’RE RETIRED, NOW WHAT? (John Wiley & Sons) and is a columnist for Better Investing magazine. Mr. Yolles sits on endowment boards with stewardship of over $400 million and is Education Chairman and on the Board of Directors for the Investment Analysts Society of Detroit. He is also a member of the State Bar of Michigan’s Estate Planning Section. Area of Expertise: Tax-efficient investment strategies/Retirement and 401(k) planning.